Showing results for 
Search instead for 
Did you mean: 

Removed my last collections this month!!!

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Valued Member

Removed my last collections this month!!!

Super excited. I had about 9 collections on my report due to unforseen circumstances including having to watch hubby go through bankruptcy, and no one seemed to want to do pay for deletes.Sigh...

So I came up with my own method of pay for deletes where I basically settled with the company and disputed same day as inaccurate info with a request to delete account , (which is now true is since the balance is showing incorrectly) and just like that! Gone and gone.

Company’s seem to care less about verifying info if the account is closed and paid. However you will be taking the risk of collections agency’s simply updating the status to paid! And dropping the score because of new recent information. Big companies like capital one will only update info.

Just thought I’d share what worked for me!
Message 1 of 3

Re: Removed my last collections this month!!!

Welcome to the board Smiley Happy
"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 3
Valued Member

Re: Removed my last collections this month!!!

Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.