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Has anyone had any luck or knowledge on how this works? Wife lost employment (and never got it back, I went from living in Mexico on just my VA pension to also doing oilfield work)
No late payments since I started the job. Filed with truist on a credit card that has my only late payments in the past 2 years trying to use the covid reason.
Additionally there are discrepancies between the bureaus. Equifax has some random 60s and a 90 but no preceding 30 day late the month prior. Can I also attack the late payments via asking for verification of the dates and times they were late and proof of such and then seek to have the same(assuming it's to my advantage) updated to all bureaus or even have them simply good will removed due to this?
You might find this thread interesting
https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Experian-Covid-19-Dispute-Option/m-p/6537133