@Mike_B03 wrote:I have a Paid Collection on my TU report (last baddie on there!) from 03/2010 which isn't estimated to fall off until 05/2016.
Is there a way I can have this removed? If I contact the original creditor, would they be able to remove it? Thanks.
Have you tried a GW with them?
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
@Mike_B03 wrote:I have a Paid Collection on my TU report (last baddie on there!) from 03/2010 which isn't estimated to fall off until 05/2016.
Is there a way I can have this removed? If I contact the original creditor, would they be able to remove it? Thanks.
I would send a goodwill letter to the OC to see if they will remove it for you. I'd send one maybe once a month and see what you get back from them. 
Good luck!
If they had only been reporting on TU I'm guessing thath's how it would be. If they never reported to EQ or EX before, then I'm going to assume since they didn't update ALL 3 to the paid reporting when you paid, you'll be fine.
Fortunately for you, you have already paid it, so they can't sue for the debt, either. I'd send the letter. You can choose not to, though.
@fishbjc wrote:Wellllllll, my DH did have LVNV update also to TU after his gw. Grrrr, YMMV.
Usually, they don't bother though. LVNV are just twits! They added it onto Experian, but I don't care about them.
I really have had the BEST LUCK by calling first and discussing the removal. I have had several removed this way.
Social Media also helped me out with COX COMMUNICATIONS.
I have received NO's from any gw letter that I've sent out.
As stated above, YMMV, but I personally either emailed or called for every single PFD or GW that I did.
