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Good afternoon!
I have a pesky 30 day late payment still hanging around on Experian and TransUnion. The tradeline is not reporting on Equifax at all. The account, with Kay Jewelers, was late in October 2013. How can I get this removed?
Derek
481 (EX), 505 (EQ) and 481 (TU)
You can try the GW letters: https://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/The-Saturation-Technique-Best-GW-adjustment-...
Its so old it isnt really hurting that much at all. I have 1with 8 months to go.. Give it a shot. Good Luck!