Removing charge offs and/or paying original company for deletion

[Anonymous]

Hello everyone!!

I began on a successfull journey in addressing my credit issues. I began in the low 500's and have since been in the low 600's, however I have hit a wall. I am not sure how to address these CA's moving forward. I am pasting a list of my currentl balances below. Any help in addressing and hopefully removing these accounts would be greatly appreciated.

One Source FCU	3419	PAID
Moon Valley	792
Chase MAACO	762
HSBC Bank	510
Old Navy		190
Macys		195
Centurylink	364		Stellar Recovery
T-Mobile		1738		Midland Funding
Hsbc Bank	845		Portfolio Recovery
Ge Cap Retail Bank	428		Central Finance Control
Hospital Bill	423		Cach LLC
Wells Fargo	2092		Enhanced Recovery Co
Directv		481		AFNI
ATT Uverse	284

[surferchris]

Yes, sometimes that does work.  First pay the original creditor (if they still have the account and have not sold it), then dispute the collection.  Good luck.

[Anonymous]

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@surferchris wrote:

Yes, sometimes that does work.  First pay the original creditor (if they still have the account and have not sold it), then dispute the collection.  Good luck.

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Disputing the collection with the CA will not require removal of the collection as long as they had collection authority at the time the OC was paid, it would only require them to report it as paid. If they decide to not respond to the dispute then you might get it removed.