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Removing collection from partners credit file?

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Anonymous
Not applicable

Removing collection from partners credit file?

Hello everyone, so my parnter unfortunately got a collection on their credit file about a year ago. It was only about $240, and it has since been paid in full to the original party. We desperately want it removed since we're trying to buy a house in the next couple years. Who do we go to request that it be deleted? The original creditor was a community college, and the collection went to Conserve collections. Any advice? 

Message 1 of 4
3 REPLIES 3
gdale6
Moderator Emeritus

Re: Removing collection from partners credit file?

You need to send a gw letter to the office of the CEO or President of the company that is reporting the collection.

 

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Sto...

Message 2 of 4
Anonymous
Not applicable

Re: Removing collection from partners credit file?

Thats an awesome resource, thank you! 

Message 3 of 4
SoonerSoldier33
Frequent Contributor

Re: Removing collection from partners credit file?

Getting paid collections removed after the fact isn't always an easy process. The CA has no motivation to remove it after you've paid the debt. The goodwill approach is your best bet.






Team Garden Club as of Oct 2021
Message 4 of 4
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