No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
last year since i was out of work. I just called chase. they will settle both accounts for under 4,000. Do i do it? if i do, is there anything about the reporting status that i can do?
The guy said no way they don't do that. It's a 3rd party that collects for chase but chase still owns the debt. I'm not paying them until I get the word from you haha
Will it help utilization? I thought if it's settled the remainder would show as a balance. I hope I'm wrong
Ok I'm going to do that. Next question.
Do you think chase would ever have me as a customer in the future?
Also, would a gw letter work to chase on the status after paid?
Just spoke with the chase reconsideration line. He said there is no blacklist and settlement looks better when reapplying than not paying at all (obviously)