Unfortunately, my Capital One Secured ($200 Credit Limit) had to report $125 (25% between both cards with Discover having a $300 Limit) this month and now my Discover It Secured ($300 Limit) will report $253 and Capital One will have to report $154. I can't pay the balance down on Discover and Capital One until next week and both cycles and on the 1st and 3rd. Will this hurt my chances of Discover graduating?
It won't have any long term effects if you pay them off, I haven't had a discover secured card so not sure how they look at unsecuring or if it will effect it for this month.