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Response to DV

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Whitneyy
Valued Contributor

Response to DV

When you finally get a response from a DV you send, and the OC says that they no longer own the debt but are the ones on your credit report not the CA what would be the next logical step?

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gdale6
Moderator Emeritus

Re: Response to DV


@Whitneyy wrote:

When you finally get a response from a DV you send, and the OC says that they no longer own the debt but are the ones on your credit report not the CA what would be the next logical step?


I hope you didnt send a DV to the OC they only goto CAs and JDBs. Section 623 disputes goto the OC. If the creditor has informed you they have sold the debt you need to GW them in an attempt to get it removed.  If its sold the OC must report it as such and at a 0 balance. You would contact the new owner if you wish to settle.

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