Results from anyone who has used My Jewelers Club

[Anonymous]

Just opened mine yesterday. What are the keys to keeping this in good standing on your report? I thought about just making this first inital purchase, pay it off and use it maybe every 3 months. Would that be ideal? 5k is a lot but i would NEVER even spend half of that. But I'm thinking the way I'm planning to use it would help me. Any suggestions?

[thebreeze]

Just got the cheap bracelet and paid my first $30 bill.

I paid the minimum so that I can spread my payments out over as many months as possible. Not sure if that matters...