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SCOREWATCH

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Gr8tness1911
Member
‎03-15-2013 06:43 AM
‎03-15-2013 06:43 AM

SCOREWATCH

 Does SW detect when items get deleted?

Starting Score: 576 TU MyFico 576EQ My Fico ???EX Feb 2013
Current Score: 576 TU MyFico 576EQ My Fico???
Goal Score: 720

Take the myFICO Fitness Challenge

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DaBears
Senior Contributor
‎03-15-2013 06:46 AM
‎03-15-2013 06:46 AM

Re: SCOREWATCH

No.

Credit Scoring 101
Guide to Common Abbreviations

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Shogun
Moderator Emeritus
‎03-15-2013 06:48 AM
‎03-15-2013 06:48 AM

Re: SCOREWATCH

No, sorry.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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electra
Established Contributor
‎03-15-2013 07:02 AM
‎03-15-2013 07:02 AM

Re: SCOREWATCH

Doesn't it kinda?  I mean if the deletion results in a score bump, right?

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ktl72455
Valued Contributor
‎03-15-2013 07:08 AM
‎03-15-2013 07:08 AM

Re: SCOREWATCH

Not always, it just depends on what else is on your CR. I had 2 deleted and not even a wiggle. BUT I had 1 showing a balance factoring in my UTL and when it was PFD my score increased. MY UTL was up a Neg gone.

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
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awdsmama
Established Contributor
‎03-15-2013 07:35 AM
‎03-15-2013 07:35 AM

Re: SCOREWATCH

@Gr8tness1911 wrote:

 Does SW detect when items get deleted?


If it causes a change to your FICO you will get an alert that your score has changed.

 

But no, not an actual "xx account was removed"  alert.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
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