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Hi guys! This is my 1st time posting in the forums, so please bear with me.
I’m in the process of helping my partner repair her credit. She really did some damage a few year ago, after having medical issues. I’m hoping to get some advice on where to start. Any recommendations will help. Thanks!
Collections:
-Credit Vision (Utility Bill) $1026
(Offered her a Settlement of $516 and will delete)
-Credit Bureau Systems (Utility Bill) $322
(Firm No on settlement, but will delete)
-Fox Collection Center (Medical Bill) $389
(Firm No on settlement, but will delete)
-Ad Astra Recovery Service (Payday Loan) $2,589
CO Accounts:
-BOA (Credit Card) $1,001
(Offered her a Settlement of $700)
-Cap1 (Credit Card) $4,238
-US Bank (Loan) $652 (Last Reported in 2016)
Late Payments on Closed Accounts:
-The Bank of Missouri (Medical Loan) -90 Day (Last Reported in 2016)
-Regions (Loan) -60 Day (Last Reported in 2015)
Auto Repo:
-Chrysler Capital $14,639
(Offered her a Lump Sum settlement of $5,900)
Ad Astra Recovery will delete if it has been 2 years since the delinquency occurred.