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STUDENT LOAN LATES

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simplegirl
Valued Contributor

STUDENT LOAN LATES

My student loans have 2 lates a 90 day and 120 day. Will those lates still fall off after the 7.5 years? They were in September & October 2018 they are still open if that matters.








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6 REPLIES 6
FireMedic1
Community Leader
Mega Contributor

Re: STUDENT LOAN LATES

Doesnt matter what the late is for. Its the same. 7 yrs from the DOFD. Now were there 30 day lates listed as each one got older? Like 30, 60, 90, 120? The first 30 that leds to the 90 or 120 is the date it falls off after 7 yrs.


Message 2 of 7
simplegirl
Valued Contributor

Re: STUDENT LOAN LATES

nope they didn't report until it was 90 days and the next was 120. 90 in September and 120 in October








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Message 3 of 7
FireMedic1
Community Leader
Mega Contributor

Re: STUDENT LOAN LATES

Oh well. First of the 2 will be the date it goes down river.


Message 4 of 7
ForwardLooking
Regular Contributor

Re: STUDENT LOAN LATES

This was my experiance with EQ and EX, but TU did not remove the entire string automatically, I had to wait for each one to fall off individually - month by month.  TU removed them about 2 months earlier than the 7 year mark.  My last one just fell off last month and I have nothing but green for my student loans now.

Message 5 of 7
simplegirl
Valued Contributor

Re: STUDENT LOAN LATES

I just was making sure because it is my oldest accounts and they are still open








Starting Score: 494 503 521
Current Score: 503 507 507 2/19
Goal Score: 680


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Message 6 of 7
FireMedic1
Community Leader
Mega Contributor

Re: STUDENT LOAN LATES


@simplegirl wrote:

I just was making sure because it is my oldest accounts and they are still open


And once they're closed and done. They will stay on your reports up to 10 yrs +/-.


Message 7 of 7
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