@Anonymous wrote:
Hubby just got a pre-qual letter from SW Rapid Rewards Visa, which I believe is underwritten by Chase. $69 AF, rates 18.24%-25.24%. We are waiting on our DC for Chap 7 filed on 7/5, so we were surprised he got this. Should we chunk it for now? DC won’t happen until early November.
I second what @dragontears says. Additionally, most TRUE PRE-QUALS/APPROVALS will list a specific APR and not a range with a gap as wide as 7%.
I'm a Chase client of 10 years and know this to be a FACT. Save the HP until scores improve after your BK. Probably shouldn't be apping for anything at this point anyway (I'm not a real Lawyer...I just know how to pronounce really large words.)
