Sadly, denied secured card with Cap One but was approved

[kbella]

with Discover for a secured card. I was disappointed to be denied with CO, but we were discharged ch7 in Sept 18 and burned them on some credit cards. We have two car loans we have continued to pay on without reaffirming however (and never late). Or was I applying too soon? I was hoping to try the Cap One auto navigator as I'd like to trade my car in, but now I'm afraid that Cap One will deny us forever.

Anyway, happy to get the secured Discover. I should have done it sooner.

[shadanat]

They will not deny you forever, it's just too soon. I burned them for $1,200 in a Chapter 7 and I was able to refinance my car with them 8 months later. A year after discharge I was able to open to credit card with them. They are forgiving...it just takes patience.

[Anonymous]

Discover is a great start. 👍😊