Scam email from so called "attorney" for payday loan

[IWOL]

I recived an email from someone on Friday claiming to be an attorney. The letter is laughable and you can tell its obviously written by most likely a  Pakistani guy that dosent have a very good grasp of the English language and clearly has no regard for the FCRA.

The last time I had  payday loan was around 12 years ago and I dont ever recall defaulting on one.

I read an article recently about one of these kind of collection agencies that was shut down and the Pakistani owners were indicted for fraud.

Ive had these kind of calls  before where they threaten to take legal action if you dont pay right away and that the cops will be showing up at my place of employment. I actually have quite a bit of fun messing with these guys when they call. They always have an Indian or Pakistani accent.

This is the first time Ive received an email which suprised me because they are leaving evidence of their major violations of the FCRA.

Its intertesting because the email is from a fake robert.randal@lawyer.com    The address supplied belongs to a rundown house in Texas. I tried to call the number just to see who and how they answer.....it goes straight to a voicemail that claims to be Cash Advance.....as I suspected, a Paksitani accent.

Where is the best place to report this email......Attorney General or CFPB?

I hope people dont fall for these kind of things but I know there are alot of people who get scared by these types of calls or letters.

Here is what the letter said.....laugh away

ATTENTION DEBTOR:

Amount Outstanding $696.00

Company Name : Cash Advance Inc. Group of Companies:

Quick Payday, Personal Cash Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, CashNet 500,CashNet USA, Allied Cash, SuperPawn, Check into Cash, Check Smart, Ezmoney, and Cash land.Mailing address: 935 CULEBRA SAN ANTONIO TX 78251 Phone Number -210-401-9881 Fax -425-409-0468.

This is in reference to your Account number 26-8669334 with Cash Advance Inc. in order to notify you that after making calls to you on your phone number, we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement of $696.00 within the next 24 hours or else we would be proceeding legally against you.

And this also will be notified to your employer about the case. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

You can Email back to get the payment mode too.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and our references regarding this issue and the law suit will be the next step which will be amounting to $6500.00 and will be totally levied upon you and that would be excluding your attorney charges.

--
Robert Randal

Attorney, Law Office.
 

[Shogun]

The BBB has actually issued an alert on this particular scam.  The letter they wrote you, sounds like it was written by a 3rd grader, has several red flags to it.  First off, what does this have to do with your employer, they are very adamant on saying they will report this to them.  Then the amount goes up to $6500, OK,,, why?  They just can't pick a number.

This is a total scam,  file a complaint with the State AG, FTC, etc.. and perhaps even your local law enforcement.