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@Anonymous wrote:
Hi all I need 19 points to qualify for a usda mortgage,what's the quickest way to raise my score, have one charge off on my report that I'm paying off!!!!!
What do you have for current credit accounts, what are the limits and what are the balances?
@Anonymous wrote:
IM ABOUT TO SHOW HER, just cut up 2 cards and have figured out and wrote down what all balances should be at 10, 15 and ten percent, my total is 22.5 percent $3200 of overall credit and $740 balance between all, am I getting dinged for the individual usage or the overall usage? THANK YOU FOR BREAKING IT DOWN FOR ME, it gave me a good laugh and opened my eyes to what I NEED TO DO BECAUSE THOSE POINTS ARE VALUABLE TO ME RIGHT NOW!!!!!!!
Take it ALL THE WAY down to ONE CARD with less then ten percent of its limit, all others at ZERO. That formula will ALWAYS put you in max FICO territory. Always.