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So I went to my credit union today and asked about a secure loan to help repair my credit.
I was told if i had anything in collections i would not be approved.
does this sound right to any of you?
I think it depends on the lender. I have a secured loan with my credit union right now and I am rehabbing my student loans but it still shows up as a collection every month untill my 9 months are up and a new lender picks up my loan. so ymmv i would look into a different cu
I was able to get a secured installment loan and a secured credit card from one credit union [Vystar] when another [First Community] rejected me. I recommend that you try another lender.
does a student loan count as a instalment loan ?
if so I already have one and dont need to worry about a secured loan