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Self lender

virgo
Established Contributor

Self lender

Hello

 

Does anybody know how fast the self lender reports to the credit bureaus .

Message 1 of 14
13 REPLIES 13
GodivaD
New Contributor

Re: Self lender

Message 2 of 14
virgo
Established Contributor

Re: Self lender

Hello,

Totally missed that.  Thank you.

Message 3 of 14
Anonymous
Not applicable

Re: Self lender


@virgo wrote:

Hello

 

Does anybody know how fast the self lender reports to the credit bureaus .


They report every month.  I have used Self before and they reported like clockwork on the dates stated on their website.

Message 4 of 14
virgo
Established Contributor

Re: Self lender

That's good to hear.

 

Thank you for your response.

Message 5 of 14
kr43002
Frequent Contributor

Re: Self lender

I will be honest, from my experience, they are very laggy when it comes to reporting. currently mine is around a month behind. And it varies for the date they actually report. sometimes it will be a couple months before they update aswell. 

BK CH7 1/21 DC 5/21
1+ Year Post BK
Credit Limit: 6000
EDC: QuickSilver 1 1.5% $39 AF
Oldest Account: Tire Card $500 0% APR 6 Months After purchase. 2018. (Survived Bankruptcy)
Message 6 of 14
virgo
Established Contributor

Re: Self lender

Oh that's not so good to hear. Thank you for your response.

Message 7 of 14
SkiUtah1
New Member

Re: Self lender

They were kind of **bleep**ty to work with.

 

I completed their program about 8 months ago.

 

On the first month I didn't have Auto-pay set up and was 30 days late. Subsequently set up Auto Pay and succesfully completed the program.

 

Have requested for them to do a 1 time Goodwill delete of this negative item since it was trivial, I paid all the other installments on time. I think its ludicrous how they claim it to be a program to build your credit but won't give out a tiny concession like that. 

Message 8 of 14
jrwa81
Regular Contributor

Re: Self lender

I am on my second time using Self and they reported within two weeks of opening the account for me and report every month.  They were very quick.

Message 9 of 14
FireMedic1
Community Leader
Mega Contributor

Re: Self lender


@SkiUtah1 wrote:

They were kind of **bleep**ty to work with.

 

I completed their program about 8 months ago.

 

On the first month I didn't have Auto-pay set up and was 30 days late. Subsequently set up Auto Pay and succesfully completed the program.

 

Have requested for them to do a 1 time Goodwill delete of this negative item since it was trivial, I paid all the other installments on time. I think its ludicrous how they claim it to be a program to build your credit but won't give out a tiny concession like that. 


Not their fault. You created your account. Online says when the first payment is due. Always check new accounts that it all started correctly and then afterwards also on all credit accounts. Auto-pay or not. Kinda on you for the late.



Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my recovery after BK from learning here. Started 540's. EX FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.
Message 10 of 14
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