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Sure, there is a $25 annual fee that will appear on your first billing statement. To calculate the APR, we use 18.49% + the current prime rate. The current APR is 21.74%.
There is a 25-day grace period between the end of your credit card’s billing cycle and when your payment is due. Interest will not be charged on purchases made during this period if the balance is paid in full. If you are referring to late payments, we offer a standard 15-day grace period before a late fee will incur and payments will not be reported to the credit bureaus as late unless they are 30-days past due.
@Anonymous wrote:Sure, there is a $25 annual fee that will appear on your first billing statement. To calculate the APR, we use 18.49% + the current prime rate. The current APR is 21.74%.
There is a 25-day grace period between the end of your credit card’s billing cycle and when your payment is due. Interest will not be charged on purchases made during this period if the balance is paid in full. If you are referring to late payments, we offer a standard 15-day grace period before a late fee will incur and payments will not be reported to the credit bureaus as late unless they are 30-days past due.
Thanks for the information.
Heard some noise on facebook group that they're asking for monthly income to possibly open up for an unsecured card. Might have to let my sibling know about this.