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Send proof with a dispute

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Stugotsv10
Frequent Contributor

Send proof with a dispute

so I have a weird situation, car loan is saying I never paid (even tried to repo the car) however I did, I have proof and conf #'s from them.. THEY claim it was "returned by my bank"

 

Sooo I have a letter from my branch manager at TD as well as my bank statements to prove they are 100% wrong and ive now DOUBLE paid, so my question is can I send this info in with my dispute? if so how do I go about that? 

 

Thanks

Message 1 of 5
4 REPLIES 4
bass_playr
Established Contributor

Re: Send proof with a dispute

We need a little clarification to be able to better answer your question.

 

1--what dispute are you referring to?  Are you trying to dispute with the credit bureaus, or are you sending a dispute to the creditor?

 

2--what exactly is the creditor saying?  As in, they apparently claim that at least some of your payments have been returned by the bank.  Are we talking about just a couple payments or a substantial number of payments?  I ask because if it's just one or two payments, My course of action would be very different than if it were a lot of payments, repo attempts, credit reporting, etc.

 

 

Message 2 of 5
FireMedic1
Community Leader
Mega Contributor

Re: Send proof with a dispute

Which CRA you talking about? And where you seeing this?


Message 3 of 5
Stugotsv10
Frequent Contributor

Re: Send proof with a dispute

they reported to all 3 so im going to dispute it with all 3 AND the Creditor.

 

They are sticking to their story that my payments "bounced" and were returned, they never were

Message 4 of 5
FireMedic1
Community Leader
Mega Contributor

Re: Send proof with a dispute

Good luck. If that doesnt work. FRCA laywer would love that case.


Message 5 of 5
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