so I have a weird situation, car loan is saying I never paid (even tried to repo the car) however I did, I have proof and conf #'s from them.. THEY claim it was "returned by my bank"
Sooo I have a letter from my branch manager at TD as well as my bank statements to prove they are 100% wrong and ive now DOUBLE paid, so my question is can I send this info in with my dispute? if so how do I go about that?
Thanks
We need a little clarification to be able to better answer your question.
1--what dispute are you referring to? Are you trying to dispute with the credit bureaus, or are you sending a dispute to the creditor?
2--what exactly is the creditor saying? As in, they apparently claim that at least some of your payments have been returned by the bank. Are we talking about just a couple payments or a substantial number of payments? I ask because if it's just one or two payments, My course of action would be very different than if it were a lot of payments, repo attempts, credit reporting, etc.
Which CRA you talking about? And where you seeing this?
they reported to all 3 so im going to dispute it with all 3 AND the Creditor.
They are sticking to their story that my payments "bounced" and were returned, they never were
Good luck. If that doesnt work. FRCA laywer would love that case.