i just sent a DV to Palisades and they deleted it from all bureaus that day i faxed it in...i ended the letter with "If these 2 accounts are not deleted from all 3 credit bureaus my lawyers and i have every intention of filing suit for defamation of character as well as violation of the FCRA (sp) and FDCPA"
they don't want law suits because they are constantly being sued.