So I sent a GW letter to Countrywide on some old lates and then some lates form 18 months ago differed from my record because I thought I only had one and they said I had four. Is this why it says consumer disputes because I wasn't really disputing just looking for some GW I hope I didn't screw this up. Antbody ever have any luck with GW and a mortgage company?
I think if you are saying you have blank number of lates (even in a goodwill letter), and it is different than the number they have.....you are technically "disputing". For their legal safety they put that. I *don't* think it hurts to have that on your report........it will be taken off as soon as they have finished investigation it.....
I have one and its because they came back verified that it was mine.. it was from a verizon wireless charges that I didnt authorize.. I fought it they wouldnt take it off my bill so I canceled my servce and they sent me to collections. I disputed it throught the CRAs way back when it first appread and the CRA put in the messgaes at the bottom that I dispute the act for unauthorized charges.... its still there but now I know about DOFD stuff and I know it was at least 6-7 years so I DV'd them no answer yet. I will pay anything that I owe but I will not PAY for charges that I didnt do!
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35 GOAL 2008- 700s+ new car 2010 BE a first time buyer