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Hello everyone.
It's been a month and I thought I should give you guys and update and my thanks once again for all the help provided.
Woke up today to an Experian alert that I got a CLI for my BestBuy card of $500 which helped to drop the utilization.
Now I do have a small question, on my payment plan the next account is a loan from Lending Club, but I was thinking if is better to pay the BestBuy card first, the balance on both is about $150 difference.
Payoff whichever has the higher interest %
if the same, payoff the Bestbuy first