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Hello again everyone!
I have a collection account with Resurgent/ LVNV for a CreditOne account for $728. After some research on here, I found that Resurgent is an agency with PFD. I logged in to their website and they had an option to settle at a one time payment for 40% less for 437 (you KNOOWWWW I took that). Paid it today and according to the website and the rep I spoke to on the phone, the request to delete the tradeline is put in once payment clears. I'll update you guys as soon as I hear something back, wish me luck!!
It took about 3 weeks in my experience.
Great news...good luck and keep us posted!
New Update
Got a letter saying my account was satisfied and that the request to delete the tradeline will be put in within the next 30 days
Congrats! Let us know how many points you got back after its toast. That is if its your only CA. Nice.
Congrats!
Ok so I got an email alert from EX that my score updated. I logged in and saw my score was up 16 pts to 689. Pulled my EX from the annualcreditreport website and confirmed that this account is no longer on my report. I checked CK for TU and EQ, no updates
@FireMedic1 - my EX score went up 16 pts to 689. I only have a repossession as a negative now
Hey its an upward swing and one less headache. Congrats!
Okay new update, I'm staying on top of this so maybe someone else in the same position can get some insight
Last post, I pulled EX and acct was gone and my score went up 16 pts. Today, I pulled TU and EQ and the acct was no where in sight on both reports. But according to CreditKarma, there was no change to my scores. (There was a -2 pt change on TU but due to one of my cards balances going up). Anyone have any idea why my TU and EQ scores wouldn't change even though a collection was deleted? Did I check too fast?
Possibly. Before the free reports end weekly. Go to annualcreditreports.com and take a peek there. Thats the real deal.