@Anonymous wrote:
Is it worth it for me to try to pfd for a debt that dofd 7/15/2013 charge off balance 3712.85 last payment 2/21/2014? My statute of limitations in my state is 6 years and it’s about 6 months away from that and another year until it possibly falls off together. But I am trying to clean up my cr.
I would wait for the SOL to pass before rocking the boat, then offer them the PFD.
@Anonymous wrote:thank you for replying, hopefully they dont pursue garnishment before then
Garnishment... Have they already obtained a judgment?
@Anonymous wrote:
No, no judgement yet
Ok, just wanted to be sure as SOL would not apply to something that one is holding a judgment on.