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Should I pfd?

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Established Member

Should I pfd?

Is it worth it for me to try to pfd for a debt that dofd 7/15/2013 charge off balance 3712.85 last payment 2/21/2014? My statute of limitations in my state is 6 years and it’s about 6 months away from that and another year until it possibly falls off together. But I am trying to clean up my cr.
Message 1 of 6
5 REPLIES 5
Moderator

Re: Should I pfd?


@j090107 wrote:
Is it worth it for me to try to pfd for a debt that dofd 7/15/2013 charge off balance 3712.85 last payment 2/21/2014? My statute of limitations in my state is 6 years and it’s about 6 months away from that and another year until it possibly falls off together. But I am trying to clean up my cr.

I would wait for the SOL to pass before rocking the boat, then offer them the PFD.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 2 of 6
Established Member

Re: Should I pfd?

thank you for replying, hopefully they dont pursue garnishment before then

Message 3 of 6
Moderator

Re: Should I pfd?


@j090107 wrote:

thank you for replying, hopefully they dont pursue garnishment before then


Garnishment... Have they already obtained a judgment?

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 4 of 6
Established Member

Re: Should I pfd?

No, no judgement yet
Message 5 of 6
Moderator

Re: Should I pfd?


@j090107 wrote:
No, no judgement yet

Ok, just wanted to be sure as SOL would not apply to something that one is holding a judgment on.

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 6 of 6
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