Is it worth it for me to try to pfd for a debt that dofd 7/15/2013 charge off balance 3712.85 last payment 2/21/2014? My statute of limitations in my state is 6 years and it’s about 6 months away from that and another year until it possibly falls off together. But I am trying to clean up my cr.
I would wait for the SOL to pass before rocking the boat, then offer them the PFD.
thank you for replying, hopefully they dont pursue garnishment before then
Garnishment... Have they already obtained a judgment?
No, no judgement yet
Ok, just wanted to be sure as SOL would not apply to something that one is holding a judgment on.