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Should I provide the OC more info? or dispute with CRAs. PLEASE HELP!!

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sandmage
Member

Should I provide the OC more info? or dispute with CRAs. PLEASE HELP!!

 

Here is a short summary

 

  • The OC (ConED) has sent me to collections because they failed to cancel my account after lease expired and i moved addresses. I only owe Last month.
  • The Debt is from last year. OC sent to CA.
  • The CA has put a deragtory mark on my credit report for a payment of $650 in collections (hitting me bad -80pts) Mark has OC on it as ConED.
  • I only owe OC $400
  • The OC said fax lease info and will update your record and send new bill.
  • OC said they will accept payment and will update the CA that the account has been paid in full (most likely working together with CA to pay them their share). Obvously i want this gone! not paid in full and still there.
  • I've already DV'd the CA

 

Should i send the lease info to the OC?

Should i use that as grounds to dispute the debt with the CRAs on the amount on the debt?

Should i pay anything to the OC and dispute with CRAs after that the reported debt amount by CA/OC was initially disputed and invalid?

 

 

 

 

Message 1 of 3
2 REPLIES 2
sandmage
Member

Re: Should I provide the OC more info? or dispute with CRAs. PLEASE HELP!!

Anyone? Please Smiley Sad
Message 2 of 3
NoAnchoviesPlease
Established Contributor

Re: Should I provide the OC more info? or dispute with CRAs. PLEASE HELP!!

I would probably say work with the original creditor first. They may be quicker and less obnoxious to work with. 

 

 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 3 of 3
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