Should I send a GW letter/email to Chase?

[reckedhim]

I had a credit card with chase that I opened in 2007.  I was an idiot college kid and I fell behind on payments and they eventually closed my account.  Eventually I paid the account in full and have been rebuilding my credit.  Would it be worth sending a GW letter to them to ask them to remove this info from my credit report?  If so, what should I ask for?  When I review my report on this site, it has the following info for my Chase account:

30 Days late - 2 times

60 days late - 2 times (Nov 2009)

90+ day late - 2 times (Dec 2009, Oct 2009)

Any suggestions and help is greatly appreciated.  Also, if someone could PM the contact info that would be great.

[reckedhim]

Also, is one contact method better than the other?

[DiabolicallyRandom]

You should absolutely send GW's to chase. You would be surprised how many people have success with them.  I would start by sending them to the address on your credit report and if you dont get a bite, start googling e-maill addresses and fax numbers. With the account posting multiple 90 days late, which is a major derogatory, and it being closed by them I would aim for deletion of the entire trade line. From my experience I have found it to be easier to have trade lines removed than it is to have lates removed.

[reckedhim]

---

@DiabolicallyRandom wrote:

You should absolutely send GW's to chase. You would be surprised how many people have success with them.  I would start by sending them to the address on your credit report and if you dont get a bite, start googling e-maill addresses and fax numbers. With the account posting multiple 90 days late, which is a major derogatory, and it being closed by them I would aim for deletion of the entire trade line. From my experience I have found it to be easier to have trade lines removed than it is to have lates removed.

---

I'll email them tomorrow and see where that gets me.  If it's not successful I suppose I will send a letter and see how that goes.

Who do I email?  The CEO?  Customer service?

[DiabolicallyRandom]

I would probably send an e-mail off in both directions.

[reckedhim]

I sent an email.  Hopefully I hear back from them.

[Blurbz]

Good luck!  Keep us updated!

I've been trying to get a CO from 2008 removed for a while now with no success....ugh, I hope at least one of us gets lucky!

[reckedhim]

---

@Blurbz wrote:

Good luck!  Keep us updated!

I've been trying to get a CO from 2008 removed for a while now with no success....ugh, I hope at least one of us gets lucky!

---

Was it a Chase CO?  How many times have you contacted them?

[Blurbz]

Yeah, it's a Chase CO.  I"ve sent a bunch of emails, called, and sent two letters.  I'm still trying.  I've received only one response: A letter this week saying that they won't remove it. I'm not giving up (yet).

[reckedhim]

Ah, well good luck.  Hopefully they change their mind.  From what I've read on here, it seems a lot of people have had success with Chase.