Should I try to remove this record or as it is?

[Anonymous]

I'vd learned a lot through this forum, and I've regained good credit score again. 

I am not sure I should put my efforts to delete this record. 

I heard from other users that they are having a tough time with BOA. 

SInce Experian credit score comming out 767, I don't have problem with credit score. 

If I can get rid of this record, would it make the score higher? 

[Anonymous]

When was it CO'd?  From what I get it was in 2007, does that sound right?  It should be excluded sometime next year.

It could hurt your score if it was one of your oldest accounts. But I would perfer a clean report over the loss of AAoA.

Start sending GW letters and ask them to remove it.

[Anonymous]

I appriciate the advice. 

If I remember correctly, I paid in full at that time, I believe that is why it shows OK on last payment. 

[Anonymous]

It says it was transferred to another lender so I am a little confused to. 

I would just send out a GW letter and see if they will remove it.

[Anonymous]

I am confused now.

Maybe, I paid to collection agency, not to BOA directly. 

I cannot find record for this. I had multiple CO, and other CO records has been cleard after I paid the debt, except this one. 

But I am sure I paid for all the debt that I had.

[Anonymous]

Well, you don't owe them either because it was sold or paid to a CA.  Either way try for a GW deletion.