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I have 7 collection accounts that I have paid off and they are showing a ZERO balance, however, on Status on my credit report, this still shows as derogatory. Is this accurate? Also, does this affect my credit score?
Yes it can still stay on your CR and is still a major derogatory. It was a collection and is still marked as such, only paid. You need to start the GW process and see if you can get some of them off.
Could you share more about the GW process and what that involves?
thanks
@Anonymous wrote:Could you share more about the GW process and what that involves?
thanks
this should answer everything you need for GW: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/GW-letter-Q-amp-A-Examples-and-GW-Success-Stories/td-p/1573680
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