Should i pay this off? First Primer..

[Primevci]

should i pay this off or let it be? when would it drop off?

Status as of

Dec, 2010

Date opened [?]
Dec, 2006

Date of last activity [?]
Jun, 2007

Date closed [?]
Aug, 2007

Loan type [?]
Credit Card

Credit limit [?]
$300

Largest past balance [?]
$410
Account Type [?]
Revolving Account

[chevyman]

U might be able to back door an exec and if can show them ability and willingness to make sure the payments they might reopen it

[guiness56]

I don't see anything derogatory about it.  Was it a CO or collection?

[Henchman21]

I don't see a balance either. But it's always better to pay it off so it doesn't come back later.

[Primevci]

It says charged off

[guiness56]

None of the information provided tells when it would be excluded.  No DoFD and no payment history.

[Primevci]

Credit Card
First Premier Bank
Status as of Dec, 2010
Date opened [?] Dec, 2006
Date of last activity [?] Jun, 2007
Date closed [?] Aug, 2007
Loan type [?] Credit Card
Credit limit [?] $300
Largest past balance [?] $410
Account Type [?] Revolving Account
Account holder [?] Individual Account
Industry Banks
Descriptions [?]

Unpaid balance charged off
Contact Information [?]

3820 N Louise Ave
Sioux Falls, SD 57107
Balance [?] Current Status [?] Past Due Amount [?]
$410 Charged off as bad debt $410
Seven year payment history

[guiness56]

Looking for the DoFD or some type of payment history to see when you first became delinquent and never caught up again.

Where did you get the report?  Only EQ shows a DoFD.  TU and EX have drop off dates.

[Primevci]

Tu I don't think I made a payment on this card ever that's the only thing it shows on the report

[Primevci]

Credit Card
First Premier Bank
Status as of Dec, 2010
Date opened [?] Dec, 2006
Date of last activity [?] Jun, 2007
Date closed [?] Aug, 2007
Loan type [?] Credit Card
Credit limit [?] $300
Largest past balance [?] $410
Account Type [?] Revolving Account
Account holder [?]