Just for a bit of information, I signed up for Experian Boost today. It added scanned my bank account and added 4 utility bills to my report. As a result, I saw a 20 point increase from this. It did, however, increase my DTI just by adding my bank account. I don't think this had much of a negative impact on me because my DTI was so low anyway but just a warning to others that are looking into this. I'm sure this will differ greatly from profile to profile but I just wanted to share.