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This was a orchard bank card and was sold to capital one. It was charged off. I have read on here that capone will one pfd so what can I do? I am also still confused on sol stuff after reading several posts. I live in the state of Texas.
Cap one
Date opened: sep 2006
First reported : oct 2006
date of status : sept 2006
credit limit: $500
High balance : 905
status: discharged through bankruptcy chp 7( however It was not discharged I still had and was using the card up until a few months ago when it got sent to a collection agency"
creditors statement: purchased by another lender last update apr 2011
account history : debt included in chapter 7 bankruptcy on Sep 2006
I had no success getting PFD but as soon as I settled and it reports $0 balance, they approved me for a new card.
Based on my experience and the threads here Cap1 won't PFD..
I too paid in full a CO and then opened a new card through Cap1.