Some GW Success (I think) and Questions!

[Anonymous]

Hi everyone!  This is my first time posting, but I have spent a lot of time lurking and reading over the past few months.  I finally got my act together and sent out some GW letters a few weeks ago.  I just got an alert that Capital One removed my late, and that a collection was removed.  Though, I did not receive an actual written response from either one yet, so are these legitimately off my CR's?

I also received a letter from Shell/Citi that they are marking my CR's as disputed, which was certainly not something I was trying to do with my GW letter.  I thought it was pretty clear, but searching on here it seems that a lot of people have gotten that response.  Should I GW again and now ask them to remove the dispute along with a goodwill plea to remove my lates?

I also got a response from GEMB, they said they would review and get back to me in 14 days, but I noticed they also marked my CR as disputed.  I suppose I will sit on that until I hear back.

One more question...during this GW process are most people re-purchasing their reports through the credit agencies, or are you using myFICO to get score power updates, or some other source?

Thanks!

[TugChris]

All the GWs I sent out got that put in the comments on my reports also. I guess the OCs feel anytime they have to review and account for accuracy, it implies 'dispute' and they notify the CRAs accordingly.

[LIGHTNIN]

One more question...during this GW process are most people re-purchasing their reports through the credit agencies, or are you using myFICO to get score power updates, or some other source?

I use a credit monitoring service, so I check to make sure the delete  or correction was done first,

before buying my FICO scores.

Because FICO scores are only available in a few places, I purchase mine when myFICO

offers a discount, it doesn't hurt to try to save a little moneyBy the way, there is

a 30% discount offered now, until the end of the month.

 Though, I did not receive an actual written response from either one yet, so are these legitimately off my CR's?

Some companies don't bother sending letters, to tell you that they have deleted or changed something.

So you don't know for sure, until you check your CR's.

That's why credit repairing takes time and patience.But stick with it, keep learning,reading and asking

questions.With knowledge you will gain the power to make a difference in your life,

My grandmother use to says "Your life is what you make it, if you dont like it change it"

Wow, sometimes it alot easier said then done. LOL

[Anonymous]

Thanks for the feedback!