Just wanted to share some words of hope for everyone in the rebuilding credit area.
Everyone at one point in there life hit some sort of 'rock bottom' it may not be the same (debt, drugs, carreer, whatever) Just remember that once your at the bottom you have no where to go but UP!
I wish I could share a wonderful story like "I declared bankruptcy last year and now I have an 800 with a mortgage and a puppy and million dollar credit limits" but alas, I can not, all I can say is, man I'm so much better off than I was 1 year ago - or even 6 months ago.
Each day we're given is a new one and a new chance to make things better!
Keep up the hope everyone and keep plugging away.
I write this not because I just had some apps approved, or because I got some stuff removed but actually because I had my GW refused...twice...by the exec office at Chase. I know how its easy to forget that man things are so much better now that we're working hard to make them better and felt that maybe someone else out there wanted to hear some words of encouragement.
Nice post.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
I felt like some positive vibes were needed. Not just for myself, but for others as well.