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It doesn't matter who pays it; the company just knows they got their money.
Oh, OK. I was just curious. Seems kind of strange that someone could reset your account and you have no control over it. I'm sure its not an issue that arises too often but from a legal stand point, someone else paying a portion of my debt which in turn resets my DOFD and SOL date and I have no control over it seems kind of weird. In theory couldn't a CA make a one dollar payment on your behalf and reset things?
@Anonymous wrote:Oh, OK. I was just curious. Seems kind of strange that someone could reset your account and you have no control over it. I'm sure its not an issue that arises too often but from a legal stand point, someone else paying a portion of my debt which in turn resets my DOFD and SOL date and I have no control over it seems kind of weird. In theory couldn't a CA make a one dollar payment on your behalf and reset things?
CAs could do this.......but there are too many people that just don't show up to court and they get default judgements, so the CAs really don't have to work that hard unfortunately...
@pizzadude wrote:
@Anonymous wrote:Oh, OK. I was just curious. Seems kind of strange that someone could reset your account and you have no control over it. I'm sure its not an issue that arises too often but from a legal stand point, someone else paying a portion of my debt which in turn resets my DOFD and SOL date and I have no control over it seems kind of weird. In theory couldn't a CA make a one dollar payment on your behalf and reset things?
CAs could do this.......but there are too many people that just don't show up to court and they get default judgements, so the CAs really don't have to work that hard unfortunately...
True I suppose they could do that, but really it defeats the purpose of them trying to collect money from you (& others)...Those dollars would add up!
@Anonymous wrote:
Yeah but spending one dollar to save $1000+ judgement option really isn't that bad, ironically I'm sure they could pass the buck on to you in the form of a collection fee.
Resetting your DOFD has nothing to do with the SOL, how long they have to get a judgment against you. Once that time has passed, tough.
(You're probably right about that collection fee, though!)
No, not everywhere, & I would guess that if they tried to take you to court based on their own payment, they would have to prove that YOU made the payment & not them. This is just speculation on my part, but I don't see how this could really work in their favor, unless you just didn't show up to court.