@Anonymous wrote:
Has anyone on here ever had a collections from Sprint? All you read about online is how you never should pay collections because it updates the date on your credit report. I’ve also tried to dispute it with no luck it just keeps getting swapped to collection agency after collection agency .... any tips on what to do besides the obvious of paying it?
Since you are disputing and it moves from CA to CA it doesnt matter as the status date is remaining current. Offer the PFD to the reporting CA or call Sprint ask them to recall the CA in exchange for full payment.
I had a collection through sprint but they sold the debt to source Receivables management and I sent them a PFD letter and just paid them so waiting on them to delete.
Starting Score: 494 503 521
@Anonymous wrote:Just had interesting interaction with the Rosenberg Law Firm. They are representing Sprint LTD and a bill they claim was sent to collections back in 2008 or earlier. Lawyer was Adam and high pressure - wanted me to pay $1400 today or go to court and pay $4100. I called Sprint to try to get information and ended up being directed to their criminal division. The guy I talked to at Sprint said to not pay anything that it was beyond statute of limitations and he called the lawyers "ambulance chasers". Going to go into an office and actually get them to pull this information through their corporate office. Adam just called back and was not happy that I told him I was not taking the settlement and that I would see him in court. I hope this helps someone else.
Yes use the SOL as defense to any suit they may file assuming its past time in your state and the creditors incorporated state (at this late date most states would be past SOL for written contracts). Sounds like you got a fraud mill on the line there you may not even hear another peep from them. Welcome to myFico.