No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Starting toay as a new day. My score currently is a 580. I have 7 late payments posted to my credit. Looking for some advice for those who started in the same range and improved their score over 6 months.
I started a lot lower than that. I just paid everything on time kept UTI as low as I could and wrote GW letters to those bad ones. And as they age then your scores will go up.
What other data points do you have to share? Open current accounts? credit mix? AAoA? Those will give everyone a better snapshot and you can get some great advice on here.
Exactly as Sandman said, the more data you provide the better that someone here can help you. We have all been in your shoes. Dv