State Dept FCU Approval Attn: Rebuilders

[ladybug2016]

Hi all,

Just wanted to HIGHLY recommend State Dept Federal Credit Union if you are rebuilding and need an auto loan. 

It was fast, easy and my Experian Fico 2 was only 614 and I was approved in just a day.

I LOVE them! 

5% interest on a $20,000 loan. 

They are the best! 

 **Edited to add that they actually ran 2 different Experian scores, one was the Fico 8 and the one they used for the loan was lower, the old Fico 2 (Experian). So I got 2 HP but that's okay**

[Anonymous]

Congrtas to you.

[ladybug2016]

Thanks so much, Awashi17!   

[Anonymous]

Thank you for the tip. Where are they located?

[ladybug2016]

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@Anonymous wrote:
Thank you for the tip. Where are they located?

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Sure! Happy to recommend them as I had such a great experience.

They are in VA, Washington D.C., Maryland, that area. I did everything online though. 

There are various ways to join. I learned from this forum (thanks myFICO peeps) to join the American Consumer Council which makes you eligible for the credit union membership.

On their website there's a list of how you can join. Not sure if I can put the link to their page on here so just google SDFCU and it will come up! 

[Anonymous]

Thanks!

[Anonymous]

Thank you for sharing this.  I find it very helpful because honestly I thought I wouldnt be able to get any product besides the accts and the secured cards until i was way up in mid 700s.. I agree I LOVE sdfcu i had to call the other day about a minor acct issue and they were so much more courteous than most other phone agents

[SprintToFinish]

Thanks much for this info!

[Anonymous]

Great information!

[ladybug2016]

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@Anonymous wrote:

Thank you for sharing this.  I find it very helpful because honestly I thought I wouldnt be able to get any product besides the accts and the secured cards until i was way up in mid 700s.. I agree I LOVE sdfcu i had to call the other day about a minor acct issue and they were so much more courteous than most other phone agents

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Sure thing!

Well, sounds like you have an established acct with them so should be just as easy for you! 

It was so great dealing with them after having a really bad time at the dealership with them wanting me to use their financing and they kept changing the interest rate, the bank they wanted to use, etc.  Then I decided to just try it on my own and I'm SO glad I did or I might have ended up with a really horrible loan/lender at a much higher rate. 

Good luck if you go for it!!! Good time to buy 2016 vehicles as they want to get rid of them with the 2017s out now.