I have looked in several threads to try to find the answer to this question but I couldn't so please forgive me if this question has been asked before. I have an account for Bank of America that went into collections here are the details:
EQ: DOLA 1/04=Pays as agreed: LOC.
TU: Reported 11/05=Collection/Charge Off
EX: Date Open 6/2000=Charge off transferred to another lender or claim purchased (no delinquency date given)
The SOL has expired for these accounts (I live in GA). Is this why there are no collection agencies listed for this debt? Do I have to pay this off to qualify for a mortgage or should i just ride it out? I am looking to purchase around March 2010
Message Edited by In2deep on 08-05-2009 06:47 PM
