Student Loan Deferment

Anonymous · ‎10-30-2012

I have recently enrolled in a Master's program, therefore, I have deferred my student loan while I'm in school. I see that the loan's status has changed on my credit bureau report to reflect the deferment. Can this have a negative affect on my FICO score?

laz98 · ‎10-30-2012

Welcome to the forums!

It shouldn't affect you at all.

Shogun · ‎10-30-2012

+1 If they are in deferment then they would be just fine.

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

Anonymous · ‎10-30-2012

I too am in a Masters Program and my loans are deferred until 2017. No negative affect on my report. They are reporting as current and deferred.