Student Loan Delinquent Payments Time-frame for Removal

[Anonymous]

I have a general question for anyone with experience regarding late payments on student loans in the past. I have (3) of them showing up on my credit report, keeping me out of the verygood to excellent range. I've read that they are typcially removed after 7 years, but all 3 of mine are beyond, or very nearly beyond, that time-frame and still on my report.  The dates are below:

June 2011 (7 years this month)

November 2009 (8+ years) 

November 2008 (9+ years)

I have been working with, and paying, Lexington Law to get these removed for over a year now, without success. Any ideas or recommendations on how to proceed from someone with a similar situation or experience? Thanks in advance. 

[beutiful5678]

What type of loans are these? Federal or private? If federal, what type of federal - Stafford, Perkins, PLUS, etc?

[Anonymous]

2 of the loans are "Stafford Unsubsidized" and 1 is a "Direct Loan Unsubsidized"

[beutiful5678]

Weird.

Are these loans paid off?

So, some federal student loans have provisions that require reporting of all lates until either the loans are paid off or until the lates are 7 years old, whichever is later (I think). This policy is a matter of law (Higher Education Act) and there is really no getting around it with goodwill letters, disputes, etc. However, I thought the only loans subject to this policy were Perkins loans but now I'm not sure. (I'm hoping Stafford loans are not subject to this policy as I have Stafford loans with numerous lates and it's going to take me forever to pay them off.)

TL;DR: You might be wasting your money with Lexington Law.