Due to a Chapter 13 (discharged 10/2012) I had 8 accounts reporting as negative(being paid by insurance) on my report. Now that I'm discharged they are being returned back to Sallie Mae from the guarantor as positive(never late) accounts. Should I expect a score increase? If so approximately how many points for 8 accounts? My current FICO is 605.
Current limits are
Cap 1-1000
Merrick Bank-1000
Wlamart-600
Credit One-600
Household/Cap 1-400
First Premier-300
JCPenny-200
Starting Score: EQ: 605 (10/21/2012) Trans/Walmart: 641(10/26/2012)
Current Score: EQ: 678 (4/9/13) Trans/Walmart: 693 (5/13/13) EX: 648 (4/10/13) Lender pull
