Update: I called US Bank abput the product upgrade requests I submitted for my Secured Cards. They informed me they upgraded both my Secured to cards to Unsecured Cards. I did not think US Bank will come through for me. I am so excited.
US Bank Card $500 CL about 1 year 5 months old / Harley Davidson Card $3000 CL about 1 year 8 months old. They said change will take about 3-5 days in their system. Supposedly they will be sending me new cards in the mail.
I asked if I can have my US Bank Card Product Change to Altitude Go. They said I have to wait for the conversion to complete and then I can call them back and ask them to see what product change options and credit limit increases available. they pulled TU on twice. I beleive for one for each card. My Fico is around 649 on TU when they pulled.
I am not applying for any new cards and done with Credit building. (Well I dont want to say it too quickly. I want to see if Amex would do a PC for my Opitma Card to a regular card. If not then I might apply for a new Amex Card. Possibly with no AF card like Amex Amazon Card).
I am a Happy Camper. Finally I am in with a Prime Bank with Prime Cards. I am really excited. I have to patiently wait for many of the baddies to drop off from my reports and let the accounts age. Hopefully by 8/1/2022 my FICO scores should be higher in numbers.
@Red1Blue wrote:
I have two US Bank secured cards. $500 US Bank Card and $3000 US Bank issued Harley Davidson Card. I have submitted request for upgrading my secured cards to unsecure. They told me I'll know in a week. Just now I got an alert from TU they pulled Hard Inq. Next is to wait and see if they would unscure the card. They said I'll know in a week in writing.
