Successful EE on Transunion

Anonymous · ‎06-06-2019

Had my husband call TU to request EE for 2 accounts that have been holding him back. The supervisor was happy to remove them promptly. He said he was on the phone for a total of 2 minutes. These 2 items have been holding his scores down so I'm a bit giddy to see where he will be at (our BK fell off this month as well) as he should see a nice jump.
These items were due to drop off in Aug and I know we could have requested earlier, but didn't really need to until the BK was coming off. Going to app for a NFCU cc and see if he can get an unsecured one.

gdale6 · ‎06-06-2019

Well done.

Anonymous · ‎06-06-2019

Nice job. TU makes EE pretty easy. Good luck with Navy but definitely wait until the removal of all these derogs is reflected before you app for the card.

Anonymous · ‎06-07-2019

@Anonymous wrote:
Nice job. TU makes EE pretty easy. Good luck with Navy but definitely wait until the removal of all these derogs is reflected before you app for the card.

Stalked TU and they were removed yesterday

Remedios · ‎06-07-2019

Congrats!

Aspireto850 · ‎06-07-2019

@Hasselfree,

Awesome. Did you get your nice score bump?

Queen_Etherea · ‎06-07-2019

@Anonymous wrote:
@Anonymous wrote:
Nice job. TU makes EE pretty easy. Good luck with Navy but definitely wait until the removal of all these derogs is reflected before you app for the card.
Stalked TU and they were removed yesterday

Does Navy exclusively pull from TU? Also, are these collections on his EX report? You can call, ask for a supervisor, and have them removed if they are. They're for sure within EX's 3 month EE window.

I think I've found the sacred map that may lead me to this garden everyone keeps talking about.

Wells Fargo Platinum: 3/17 : $1,900 (Unsecured 12/1/2018 w/CLI)

American Express Blue Cash Everyday: 9/18 : $2,000

American Express Blue Cash Preferred: 12/18 : $10,000

American Express Everyday Preferred: 1/19 : CLOSED

PayPal MC 2% : 09/18 : Closed by Synchony

PenFed Power Cash Rewards : 10/18 : (Merged with Gold) $16,000

Synchrony – Amazon Prime Store Card : 9/18 : Closed by Synchrony

Synchrony – PayPal Credit : Closed by Synchrony

Comenity – Ulta Beauty Store Card : 3/19 : $5,000

Comenity – Express Next Store Card : $5,000 [AU]

Goldman Sachs – Apple Card : 08/19 : $15,000

Wells Fargo PLOC: 3/19 : PAID OFF $5,000

Honda Financial Services : 10/18 : $15K 7.35%

Officially collection free as of 3/19/19!!
STARTING SCORES: 377 (11/2013) & 580 (3/2018)

Anonymous · ‎06-07-2019

@Queen_Etherea wrote:
@Anonymous wrote:
@Anonymous wrote:
Nice job. TU makes EE pretty easy. Good luck with Navy but definitely wait until the removal of all these derogs is reflected before you app for the card.
Stalked TU and they were removed yesterday
Does Navy exclusively pull from TU? Also, are these collections on his EX report? You can call, ask for a supervisor, and have them removed if they are. They're for sure within EX's 3 month EE window.

New CC pulls are from TU. EX requires a bit more talk that he is not willing to do since he has to make that phone call. EX will fall off in Aug. It's not a collection, it's something that has reached it's time to age off that has decided to report monthly.