So, I'm currently 19 and have been working at building my credit since the week after I turned 18. My oldest line of credit is about one year and seven months old.
I'd like to ask some of you what you think the next steps will be in improving my credit score (669 at the moment). I'll list my credit lines below, when they were opened, and how the credit line has progressed on them. My utilization on my cards is about 4%.
12/07/13 - Discover IT Student - $500 > $850
01/03/13 - Capital One QuickSilver One - $300 > $500 > $2,500
05/12/13 - AE Store Card (GE) - $850 > $1,000 > $1,600
07/08/13 - Barclay Apple Financing - $1,000
11/18/13 - FirstBank Card - $500 > $2,500
02/27/14 - AMEX Blue Cash Prefered - $1,000 > $3,000
03/04/14 - Chase Freedom - $500 > $2,000
04/28/13 - Barclays Ring - $2,000
05/01/14 - AMEX EveryDay - $2,000
05/08/14 - Chase Disney Visa - $4,000
07/13/14 - Kohls Charge Card - $800
07/17/14 - Amazon Store Card - $1,600
08/16/14 - PNC CashBuilder Visa - $1,000
Federal Student Loans
01/03/14 - $2,700 (in defferal)
08/14/13 - $5,500 (in defferal)
Auto Loan
08/01/14 - $20,000
