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Suggestions on my spreadsheet?

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Valued Contributor

Suggestions on my spreadsheet?

Okay, I'm looking for feedback and suggestions on this spreadsheet that I'm working on for credit building.
 
Anyone???
 
 
 
 
Okay, okay....I know it's colorful!  Smiley Indifferent


EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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Message 1 of 19
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Valued Contributor

Re: Suggestions on my spreadsheet?

Nice job...to pick a nit, it's "Utilization," not "Utility" that describes the percentage of credit limit used. But that's a handy chart.

Once you polish it up, I'd be happy to feature it on the allaboutthebenjamins.org site, with you credited as the author.
- - - -
in a credit-scoring postnuclear Stone Age...
Message 2 of 19
Frequent Contributor

Re: Suggestions on my spreadsheet?

ooooooooohhhhhh! Pretty!
 
If I have (make) some time today, I'll probably populate your sheet with some of our data but there's no guarantee I'll get back to you today.
 
It's a LOT more polished (and pretty) than anything I've been able to put together so far.
 
And did I mention it's pretty?  I love using colors in my spreadsheets.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
Message 3 of 19
Frequent Contributor

Re: Suggestions on my spreadsheet?

NICE! 
Message 4 of 19
Frequent Contributor

Re: Suggestions on my spreadsheet?

Gfer, you might want to fix the formulas in the columns D & E on the Total Debt/Utility line on the Debt tab.  They double count the Revolving accounts.  It throws UT% WAAAAAAAY off.
DH's FICOS: July '08 TU-661 / EQ-593 / EX-656 --> April '09 TU-730 / EQ-705 / EX-685

MY FICOS: July '08 TU-735 / EQ-727 / EX-767 --> April '09 TU-789 / EQ-774 / EX-767
Message 5 of 19
Valued Contributor

Re: Suggestions on my spreadsheet?

Okay, it's improving. But I think I have two problems. One; I don't understand completely what is included in utility (so I computed revolving seperate from other credit, then totaled those totals.
 
Two; I think I may be making this more complicated than it is??
 
Feedback?
 
I'd rather it be more useful than pretty...(both would be nice, though!).
 
Forgot to ask: H62 (Large red question mark...how to compute this?).


Message Edited by GFer on 07-16-2008 08:00 PM


EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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Message 6 of 19
Valued Contributor

Re: Suggestions on my spreadsheet?

Very Nice!!!!!..did you use Expression???...
Message 7 of 19
Valued Contributor

Re: Suggestions on my spreadsheet?

Umm, what's Expression?
 
Just Excel.
 
Not done yet, though.


EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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Message 8 of 19
Valued Contributor

Re: Suggestions on my spreadsheet?

I meant for the web page...
Message 9 of 19
Valued Contributor

Re: Suggestions on my spreadsheet?

Oh, sorry!
Had never heard of it. (Should have known....web page...duh!)
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EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843

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