Hubby's FICOs when we started: high 400s (June 2008)
Hubby's FICO NOW (04/06/09): TU: 679 EQ: 608 EX: ???
My FICOs: TU: 643, EQ: 606
Closed on new home: 1/20/2009 -- If we can do it, YOU can do it!!
I'd love to offer some suggestions or critiques, but to be honest (and I REALLY hope I'm not alone here), I have no FREAKING idea how to use Excel!! I have the app on my Mac (only because I sometimes have to do raw data entry to help hubby in his projects) but what I know about it could fit on the head of a pin!!
I DID open it and it looks great, though. Now if you can only come up with a tutorial that someone like me could understand ...
Anyone else here NOT on a first name basis with Excel???Okay...if my memory serves me correctly the Microsoft website offers free online tutorials for most of its products. I used the Microsoft Word tutorial that is/was available at no charge on Microsoft's website. The tutorial was easy to follow. The Microsoft site offers a ton of valuable info.Looks like I might need to use the Excel tutorial also, because my knowledge of Excel is smaller than a grain of sand! A spreadsheet would sure make this task a lot easier!
Okay, it's improving. But I think I have two problems. One; I don't understand completely what is included in utility (so I computed revolving seperate from other credit, then totaled those totals.
Two; I think I may be making this more complicated than it is??
Feedback?I'd rather it be more useful than pretty...(both would be nice, though!).Forgot to ask: H62 (Large red question mark...how to compute this?).
Also, you can right-click on a cell (such as a header for a column) and choose Insert Comment. That will add a little triangle to the upper corner of the cell to indicate that there is a comment attached and when you mouse over it, it will show the comment. This is useful for inline documentation.