Surprising NAVY FEDERAL LOVE during rebuild.

[Harmony12]

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@Anonymous  You have gave me motivation. I just paid off an old Charged Off credit card with NFCU. They immediately stated I was able to apply to any products now but I wanted to wait for the charge off to update as paid in full to the CRA as well as the other cards I paid off. All of my updates will be complete at the end of October. I want to refinance my auto loan from a little over 9% and cut it in half and apply for one of their cards. 

What year is the car you refinanced?

[Anonymous]

It is a 2015 Grand Cherokee. Be good to NFCU and they return the favor. Best of luck!!!!!

[Harmony12]

@Anonymous 

How many months is your new loan term?

[Anonymous]

60 months which is 5 months more than the amount of time we had on our original loan (we got the car used in 2019)

[Harmony12]

@Anonymous 

Thanks I bought a new 2018 in 2018 and I have 48 months left on my current loan with a $350/month payment and I now pay an additional $200 extra/month. In theory, I would like to qualify for 60 months and less than 5% interest to lower my monthly payment (for DTI purposes) and lower interest rate. I will continue to pay my current monthly payment amount and my extra towards principle  balance if I can get the 60 months. 

[Cass2387]

Congratulations

[Joobie]

Congrats man! That's good!